Special Note: MHC STUDENTS – Your coverage under The Campus Trust runs until August 31, 2025. To be considered an eligible expense, claims must be submitted within 6 months from the date the expense was incurred or the date coverage terminated using the date of service or the date supplies were purchased.

About Student Benefits

If you are enrolled at MHC, and meet the following eligibility requirements you are automatically enrolled into the Benefit plans. SAMHC Benefit plans offer students many benefits including, but not limited to, dental, vision, and prescription coverage!

An “eligible” student is defined as:

  • Member of SAMHC
  • Enrolled in minimum 9 credits
  • Under age 65
  • Residing in Canada
  • Covered under a provincial health care plan or equivalent (ie: Alberta Health)
  • Not enrolled in a Distance Learning* program at MHC

Full coverage information can be found here: https://studentbenefits.ca/my-coverage

Fees for Student Benefits:

Combined Health and Dental Plans:
For students enrolling in September, the combined plan total is $480.00 for a full year of coverage (September 1st, 2025 to August 31st, 2026).
For students enrolling in January, the combined plan fee is $390.00 for 8 months of coverage (January 1st, 2025 to August 31st, 2026).

Health Plan:
For students enrolling in September, the health plan fee is $270.00 for a full year of coverage (September 1st, 2025 to August 31st, 2026).
For students enrolling in January, the health plan fee is $180.00 for 8 months of coverage (January 1st, 2025 to August 31st, 2026).

Dental Plan:
For students enrolling in September, the dental plan fee is $210.00 for a full year of coverage (September 1st, 2025 to August 31st, 2026).
For students enrolling in January, the dental plan fee is $210.00 for 8 months of coverage (January 1st, 2025 to August 31st, 2026).

Adding Dependents & Spouse:


Any full-time student on the Health Benefit plan may add their spouse (a person to whom you are legally married or whom you cohabitate with on a permanent and ongoing basis, for at least one continuous year, and under the age of 65) or dependent children (children either natural, legally adopted, stepchildren, or other children that live with you on a full time basis, who are under the age of 21 and depend on you for support while living in a parent-child relationship) to the plan, for an additional fee, before September 29, 2025 deadline. (For students enrolling in January, the deadline is January 30, 2026).

*All add-on fees below are in addition to your Extended Health or Dental fee.

Dependents & Spouse Add-On Fees:

Health Plan:
For students enrolling in September, the fee to add your dependent children and/or spouse is $405.00
For students enrolling in January, the fee to add your dependent children and/or spouse is $270.00

Dental Plan:
For students enrolling in September, the fee to add your dependent children and/or spouse is $320.00
For students enrolling in January, the fee to add your dependent children and/or spouse is $320.00

Opting out of Student Benefits

September Opt-Out Deadline: September 17, 2025 (Opens August 1, 2025)
January Opt-Out Deadline: January 19, 2026 (Opens December 1, 2025)

In order to opt-out, you MUST fill out the online waiver and supply acceptable coverage* information prior to deadline. Unfortunately, we are NOT able to make exceptions if you miss the deadline, so please make special note of the date if you plan on opting out!

Click Here to Opt-Out Online: https://studentbenefits.ca/

*Examples of acceptable coverage would be benefits received from employer or from a parent’s/ spouse’s employer, benefits card, Indian Status Card, etc.  Please note that Provincial Health Care coverage is not considered comparable coverage. For more information on acceptable coverage, please visit our office in room F113 or call us at (403)529-3925.

Once your opt out is approved, your MHC Student Financial account will be credited. If you have already paid the fee prior to opting out, you will receive a credit on your account.

**You will receive confirmation emails alerting you to any status changes, as well as the final status of your request.**
Please contact SAMHC at (403)529-3925 before the opt out deadline if you are encountering problems opting out with the online waiver. ** 

The students of MHC decided by referendum that all full-time students were to be covered by extended health and dental insurance (Benefits) while studying at MHC. With the mandate, the Students Association of MHC has worked diligently to provide access to a comprehensive benefit plan while keeping the rates reasonable to ensure affordability for all students. If a student is already covered by another extended health and dental plan, the student has the option to keep the MHC coverage to enhance their existing plan or to “opt-out” of the MHC student plan. Opting out MUST be completed prior to the “Opt-Out” deadline or the student must pay the fee.